Home / Insurance and payment
Insurance and payment
Clear about costs, before your first visit: the plans we accept, what self-pay costs, and how billing works.
Insurance and self-pay
Clear about costs, before you book
Using insurance
We're in network with Horizon BCBS NJ and most other BCBS plans, Aetna, Cigna, UHC, Optum, Oscar, Oxford and Curative. Coverage can vary by plan and by provider, so after you submit your intake packet, we'll verify your benefits and let you know what to expect before your first appointment.
- Horizon Blue Cross Blue Shield of New Jersey
- Most other Blue Cross Blue Shield plans
- Aetna
- Cigna
- UnitedHealthcare
- Optum
- Oscar
- Oxford
- Curative
Not accepted: We don't accept Medicare or Medicaid (NJ FamilyCare). Because of Medicare and Medicaid rules, we also can't see patients with these plans on a private-pay basis.
Paying yourself
Extended follow-ups are available; call our office for pricing.
- Superbills on request, for out-of-network reimbursement
- HSA and FSA cards are generally eligible
- No sliding scale
You have the right to receive a Good Faith Estimate of expected costs. Insurance and payment details
Billing questions
How payment works
Do you take my insurance?
We're in network with Horizon BCBS NJ and most other BCBS plans, Aetna, Cigna, UHC, Optum, Oscar, Oxford and Curative. Coverage can vary by plan and by provider, so after you submit your intake packet, we'll verify your benefits and let you know what to expect before your first appointment. We don't accept Medicare or Medicaid (NJ FamilyCare). Because of Medicare and Medicaid rules, we also can't see patients with these plans on a private-pay basis.
What does it cost without insurance?
First evaluation: $500. Follow-up visit: $250. Extended follow-ups are available; call our office for pricing. HSA and FSA cards are generally eligible. We don't offer a sliding scale.
What if my insurance isn't in network?
We can provide a superbill on request, so you can submit it to your insurance for possible out-of-network reimbursement.
You have the right to receive a “Good Faith Estimate” explaining how much your health care will cost
Under the law, health care providers need to give patients who don’t have certain types of health care coverage or who are not using certain types of health care coverage an estimate of their bill for health care items and services before those items or services are provided.
- You have the right to receive a Good Faith Estimate for the total expected cost of any health care items or services upon request or when scheduling such items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- If you schedule a health care item or service at least 3 business days in advance, make sure your health care provider or facility gives you a Good Faith Estimate in writing within 1 business day after scheduling. If you schedule a health care item or service at least 10 business days in advance, make sure your health care provider or facility gives you a Good Faith Estimate in writing within 3 business days after scheduling. You can also ask any health care provider or facility for a Good Faith Estimate before you schedule an item or service. If you do, make sure the health care provider or facility gives you a Good Faith Estimate in writing within 3 business days after you ask.
- If you receive a bill that is at least $400 more for any provider or facility than your Good Faith Estimate from that provider or facility, you can dispute the bill.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises/consumers, email [email protected], or call 1-800-985-3059.